NEWS
ARIFAC successfully launches the 2025 AML/CFT Certification program.
New regulatory guidelines for Fintech reporting released for Q1 2025.
Join our upcoming national level webinar on Virtual Digital Asset (VDA) compliance.
Developing best practices papers and typology reports for member institutions.
Collaborative efforts to leverage expertise of the private sector in financial integrity.
Professional Growth

Elevate Your Expertise

A comprehensive, multi-level certification program designed to standardize financial integrity expertise across the Indian financial ecosystem.

Recognized Standards

Aligned with global FATF standards and Indian regulatory requirements.

Industry Validated

Curriculum vetted by leading subject matter experts.

Career Growth

Structured pathway from foundational knowledge to leadership.

Certification Catalogue

ARIFAC LMS Course Framework

4 levels from Foundation to Leadership — each with a mandatory core course and domain-specific add-ons.

ACF-L1Available

ARIFAC Certified Associate (AML/CFT)

Foundation Level

Entry-level AML/CFT literacy (role-based onboarding)

Enroll Now
ACF-L1 Domain Add-Ons(15 programs)
ACF-L1-PAY

AML in Payments & PPIs

ACF-L1-UPI

UPI Fraud & Transaction Monitoring Basics

ACF-L1-PA

Payment Aggregators & Merchant Risk

ACF-L1-BNK

AML for Banking Operations

ACF-L1-LND

AML in Lending & Loan Origination

ACF-L1-MFI

AML in Microfinance

ACF-L1-WLT

AML in Wealth & Mutual Funds

ACF-L1-CAP

AML in Capital Markets

ACF-L1-INS

AML in Insurance Operations

ACF-L1-PLT

Platform Abuse & Merchant Fraud Basics

ACF-L1-TEL

Telecom Fraud & SIM Risks

ACF-L1-VDA

Introduction to Crypto & AML Risks

ACF-L1-CBX

Cross-border Payments Basics

ACF-L1-DATA

KYC, CKYC & Data Governance

ACF-L1-DNF

AML for DNFBPs (Real Estate, Jewellers)

ACF-L2Coming Soon

ARIFAC Certified Professional

Professional Level

Applied compliance, monitoring, supervisory capability

Coming Soon
ACF-L2 Domain Add-Ons(18 programs)
ACF-L2-BNK

AML Risk Management in Banks

ACF-L2-LND

Lending Fraud & Credit Risk Monitoring

ACF-L2-NBFC

AML in NBFCs & Shadow Banking

ACF-L2-PAY

Fraud Detection in Payments

ACF-L2-PA

Merchant Onboarding & Due Diligence

ACF-L2-UPI

UPI Fraud Lifecycle & Dispute Handling

ACF-L2-WLT

AML in Wealth Products & PMS

ACF-L2-CAP

Market Abuse & Insider Trading Risks

ACF-L2-AIF

AML in AIFs & Portfolio Management

ACF-L2-INS

AML in Life & Non-Life Insurance

ACF-L2-CLAIM

Fraud in Insurance Claims

ACF-L2-PLT

Platform Abuse & Fake Merchant Detection

ACF-L2-GAM

Gaming, Betting & Wallet Risks

ACF-L2-TEL

SIM Fraud, Mule Accounts & Identity Abuse

ACF-L2-CBX

Cross-border AML & Remittance Monitoring

ACF-L2-TBL

Trade-Based Money Laundering

ACF-L2-DATA

Data Analytics for AML Monitoring

ACF-L2-AI

AI/ML in Fraud Detection

ACF-L3Coming Soon

ARIFAC Certified Specialist

Specialist Level

Deep domain expertise, investigations, typologies

Coming Soon
ACF-L3 Domain Add-Ons(17 programs)
ACF-L3-FCT

Financial Crime Typologies & Case Studies

ACF-L3-MULE

Mule Account Networks & Syndicates

ACF-L3-VDA

Advanced Crypto Forensics & AML

ACF-L3-DEFI

DeFi, NFTs & Blockchain Risk

ACF-L3-TBL

Advanced Trade-Based Laundering

ACF-L3-CBX

Global AML & Sanctions Framework

ACF-L3-REG

Regulatory Interpretation (RBI, SEBI, FIU)

ACF-L3-AUD

AML Audits & Compliance Reviews

ACF-L3-TMS

Transaction Monitoring Systems Design

ACF-L3-REGTECH

RegTech Architecture & Tools

ACF-L3-BNK

Complex Banking AML Cases

ACF-L3-PAY

Advanced Payments Fraud Networks

ACF-L3-WLT

Wealth Structuring & Layering Risk

ACF-L3-INV

Financial Crime Investigation Techniques

ACF-L3-LEA

Working with Law Enforcement Agencies

ACF-L3-PEP

Politically Exposed Persons Risk

ACF-L3-SAN

Sanctions Screening & Evasion

ACF-L4Coming Soon

ARIFAC Certified Leader

Leadership & Governance Level

Strategic oversight, policy, institutional leadership

Coming Soon
ACF-L4 Domain Add-Ons(8 programs)
ACF-L4-RISK

Enterprise AML Risk Framework

ACF-L4-STRAT

Financial Crime Strategy & Transformation

ACF-L4-POLICY

Regulatory Engagement & Policy Design

ACF-L4-GLOB

Global AML Standards (FATF, BIS, IOSCO)

ACF-L4-CRISIS

Crisis Management & Fraud Response

ACF-L4-DATA

Data Governance & Privacy at Scale

ACF-L4-INNOV

Innovation vs Compliance Balance

ACF-L4-BOARD

Board Reporting & Governance Controls

Continuous Development

Cross-Cutting CPD Programs

For recurring LMS engagement

CPD-REF-AMLAnnual AML Refresher
CPD-TYPEmerging Typologies Quarterly
CPD-REGRegulatory Updates (FIU/RBI/SEBI)
CPD-CASECase Study Workshops
CPD-TECHNew Tech & Fraud Trends